Stress
management is on every advisor’s mind, and today scientists are
starting to
verify
the advantages of the
regular practice of stress reducing techniques, such as
meditation. Meditation releases stress, providing
physical, mental and emotional benefits which can help advisors not
only feel
better, but feel better about themselves as well, increasing
creativity,
intelligence, and enhancing client relationships. All of which
can lead to a bigger bottom
line.
Admit
it...This can be a stressful business. If those six calls
from compliance this
morning
didn’t get you down, the client complaint you’re
about to receive this
afternoon might do it.
Add to that
your financial and personal pressures, and it can be difficult for
advisors to adhere
to Kipling’s quote, “If you can keep your
wits about you while
all others are losing theirs…
The world will be yours.”
The Goal Of
Meditation
Forget
sitting cross legged in a cave and fasting for weeks on end.
Meditation has gone mainstream. (See Time Magazine Cover Story,
August 4,
2003.) 15-20 minutes twice a day and you
feel like you just got eight hours of uninterrupted sleep.
Feeling blissful is not the end result, however,
but rather a by-product of the many psycho physiological (mind-body)
changes
which take place while engaged in the practice.
The real goal is to release the stresses and strain from the
physiology,
so when you come back into activity you are more dynamic and focused,
and
therefore, more productive.
Any
system starts to break down when exposed to prolonged periods of stress
without
sufficient relief.In the case of
advisors, this shows up in physical decay, mental sluggishness
and
emotional
aberrations.We start relying on
caffeine and drugs to get through the day. We make poor judgments regarding our business and
clients’
accounts.And we can notice
an increase
in negative emotions such as irritability or depression.
The
Mind-Body
Connection
Ever
had one of those days where everything goes right? You know,
compliance may still be calling you
six times a day, but it doesn’t seem to bother you? This is
called being in the zone. Meditation not only relaxes you, but
enlivens
you. It enables you to naturally stay in
the zone more often, for longer periods of time. You gain the
ability to side step the arrows
that are coming at you all day long. You
look better, feel better, and produce more, more effortlessly.
Here’s why:
For
every thought and feeling we experience, there is a corresponding
physical
component.Scientists can now measure
the biochemical changes in the body and the feelings associated with
them.When you’re relaxed, happy and
in the zone,
you literally produce “feel good” chemicals,such as natural pain killers, called endorphins.The body also automatically balances its
natural energizers, such as norepinephrine, with the biochemical
serotonin,
which creates a sense of calmness and well being.In
addition, the body also manufactures arginine
vasopressin,
which the
medical profession now knows is
associated with
mental alertness.
Similarly,
we could stop and take a snapshot of the body’s biochemical
structure when you
feel stressed out and tired, perhaps feeling irritable.In this case, we would likely find too much
adrenaline from your reaction to the fight or flight response.We might also see a decrease in the
electrical conductivity of your skin, as measured by your galvanic skin
response (GSR).And of course, your
muscles
may tighten up, leading to a headache or pain in another part of the
body.
Meditation
allows the mind to naturally settle down
to progressively deeper levels of
rest… and the body follows.Breath rates are routinely measured at eight
times deeper during meditation than that of the deepest sleep, even
though you
are fully alert and aware of your surroundings. At this deep
level of rest,
the body’s own healing mechanisms have a chance to kick in,
repairing damaged
cells and rejuvenating the system.This
is why, whenever you’re sick, the doctor always tells you
to get
plenty of rest.It’s like medicine
for the body.
The
result it that you have more energy, let’s say at three in the
afternoon, with
which
to finish those projects or call those clients that normally
would be put
off until another day.You’ll also
find
that clients are more attracted to your renewed energy and sense of
enthusiasm. While no one can prove it
scientifically, everyone understands the principal
that the healthier we are, the more money we
can make from the increase in both
the
quantity and quality of our activity.
Increasing
Your
Abilities
Psychologists
and neurologists tell us that most people probably use only between
10-15% of
their brain’s
capacity. I would suggest that this
means most of us are operating at about 10-15% effectiveness or
productivity. The
challenge of
earning more money is not one of methodology, but of capability.
Knowing
how your clients think, learning more great sales and marketing
techniques, and
having access to better time management tools will only go so far if
your
ability to implement is limited by your own brain power.As I coach, I often hear, “I know what I
should be doing. I know that I should be
making a
certain number of calls per day and focusing on my most important
activities,
but there are all these obstacles.How
do I gain the ability to implement?”
The
key is to unlock that other 85% of your brain, and meditation helps.
Meditation
relieves the physical stresses that are currently using up valuable
mental and
emotional resources, freeing up your mind and nervous system for more
productive activities. It’s like food for the brain.You make better decisions, seeing
possibilities of solutions to problems where none seemed to previously
exist.You feel more relaxed and genuinely
confident
in your dealings with people, and clients can tell the difference.
In
effect, you access more of that previously untapped 85% of the brain.With practice over time, your mind and body
get used to operating from that expanded level of consciousness,
enabling you
to create better results, including more income.
Does
It Work In The
Real World?
Many studies
document the benefits of meditation in the
workplace.Some go back further than you
might expect.For example, at the start
of 1988, Nationwide Mutual Funds offered meditation to its entire sales
staff
of 350 people.After one year, 55% had
taken part.Before year end,sales
in the company as a whole had increased 250% over the previous year,
with the
meditators accounting for the bulk of the increase.
Participants
also reported decreased insomnia, increased energy and motivation,
along with
improved relationships, both personal and professional.
Meditators said they subjectively felt an
increase in their ability to communicate, with a greater sensitivity to
the
needs of others,both at home
with their family,
and at work with
clients and
co-workers.
Distinguishing
yourself as a trustworthy advisor remains one of this industry's main
challenges. If meditation really can
produce the side benefits of increased awareness and
sensitivity,leading to
improved relationships, it might just be a key factor in creating more
credibility.
In
other words, advisors who meditate don’t just act
more trustworthy, they actually become more
trustworthy, genuinely placing their clients’ interests first,
while simultaneously earning more money. It’s a
win-win situation for everyone. (You may even find that
compliance doesn’t
call as often, as your activities become more aligned with your
client’s
best interest.)
How
To Meditate
There
are many different systems of meditation, each with it’s own
specific set of
instructions.For many, you’ll need
to
be taught by a expert who has been trained in that particular method.Below is a basic exercise called the
“So-Hum
Meditation” that anyone can practice anytime, anywhere.It is a simple breathing awareness technique.Breath is the basis of life, and it is a
physiological benchmark that canbe measured
when people feel happy, stressed or fatigued.
For
example, we take shorter, more shallow breaths when we’re
stressed, and longer,
deeper breaths when relaxed.Notice how
you breathe tonight when you lay down to go to sleep.
Put your hand on your stomach and notice how
it moves up and down.When we get
stressed (even a “good stress” where we can get overly
excited on the phone
with a client), we start breathing through our chest and talking
through the tightened
muscles of our throat.The stomach is
nowhere to be found, and we’re not relaxed.
The
key is not to try and control
the breath, but just do the meditation and let the breath flow
naturally.Because
the
mind and body are connected, when either one settles down, the other
will
follow.Below is a mental technique
that allows the mind to become calm, and the breathing will regulate
itself,
without our having to force it. Just notice the breath to measure
the effect.
"So-Hum"
Meditation
The
So-Hum Meditation is a mantra based method of meditation.A mantra is a meaningless word or phrase used
as a vehicle to enable the mind to gently progress to finer and finer
levels of
thought. Instead, if we were to
repeatedly chant a word or phrase, such as “Make More
Money… Make More Money,”
the mind may tend to get hung up on the meaning.Many
people might sit there and become
emotionally attached to whatever meaning they have assigned to money in
their
life.In mantra based meditations, the
mind doesn’t get attached and is free to
move beyond (or
transcend) its current
limitations, releasing stress along the way.
While sitting
comfortably in a chair somewhere you won’t
be disturbed, close your eyes, take a deep breath in and silently think
to
yourself the word “So”.Do not
hold
your
breath. Slowly exhale and silently think
the word “Hum” to yourself.Continue
breathing normally while thinking “So-Hum” on the inhale
and exhale, being
careful not to control the breath.Just
let it flow.Continue in this manner for
about 15-20 minutes.Then stop repeating
the mantra and just rest with your eyes closed for five minutes before
engaging in activity again.Keep it
simple.
While
doing this meditation, put your attention on your breath.Notice it, but do not be concerned about
it.It does not matter whether your
breath is long, short, deep or shallow. It just is. Same with your
thoughts.If you find yourself having
thoughts, just notice them, let them go, and gently bring your
attention back to your
breath.Eventually, you will notice less
thoughts and more silence.This is the
mind settling down, and the breath calms down with it.This system of meditation takes advantage of the mind and
body’s natural tendency to regulate itself.
Do not force the breath."Not trying" is
perhaps the hardest part of this form of
meditation.
We are so used to
struggling and exerting an effort in order to achieve a certain result. However, the So-Hum Meditation requires no effort.Just be natural,
sit back and observe.
The body will know what to
do without you having to think about it.Trying
to control the mind or body only creates strain in
the practice,
leading to more stress, not less. This
defeats the entire purpose.
As
you can see, this form of meditation is distinguished from
Concentration (IE:
forced focusing on an object, such as a candle), Contemplation
(verbally asking
yourself how to get more clients), Visualization (seeing the outcome of
lots of
clients ahead of time), or Affirmation (repeatedly stating that you will get more clients, or that you already have more clients).
These can all be useful techniques in
certain
circumstances, they’re
just not meditation.
It’s best
to practice your meditation twice a day, for 15-20 minutes each
session. It takes a
few minutes for the
mind to
settle down, so
less time per session won’t be nearly as effective. By meditating in the morning, you
calibrate your mind and body, tuning it up and getting it ready for
your day’s
activities.Less stress comes in
throughout the day. You stay more
centered in the zone.Do another session
in the early evening, preferably before dinner.Food
tends to crank up the body’s metabolism while
digesting, and it’s
usually difficult to settle the mind down when the body is fueling its
fire.Instead of having a drink before
dinner when you
come home after work, try meditating.Think
of it as “Happy Hour.”
Technically,
you can meditate anytime, anywhere (except
during activities such as driving,
where you need your full
attention on what you’re doing).Noise
is not an obstacle.Many businesspeople
do their meditation on airplanes or trains while commuting.
Meditation
& Money
Science
is now starting to verify what people who meditate have subjectively
reported
for years; That regular meditation increases creativity, intelligence,
health,
personal relationships and yes, even business.Try
it, you’ll like it.What
have
you got to lose, except a little bit of stress?
To Learn More About Various Forms Of
Mantra Based Meditation, Visit The Following Links:
Max Bolka is a practice management coach and 23-year veteran
of the
financial services industry who developed a nationwide financial
planning and investment
clientele. Today he
builds first-class financial advisors by increasing their level of
professionalism as well as profits. He has also practiced
advanced
meditation techniques for 25 years and teaches others how to use
meditation to
help achieve both business and personal success.
For more information on his speaking,
writing or coaching services,
or to sign up
for his free monthly tips in all areas of practice management, visit
his web site at www.maxbolka.com,
email max@maxbolka.com
or contact him at (800) 472-3288.